Protect your team. Protect your business.
Employers’ Liability Insurance covers the cost of compensation and legal fees if an employee is injured or becomes ill because of the work they do for you.
- Required by law for most businesses
- Covers full-time, part-time, temporary and casual workers
- Get cover online in minutes
What is Employers’
Liability Insurance?
If someone who works for you gets injured or becomes ill because of their job, you could be legally responsible. Employers’ Liability Insurance covers the cost of defending your business and paying compensation.
It’s a legal requirement for most UK businesses with staff - even if they’re temporary, part-time or volunteers. There are exceptions if you only employ close family members.
requirement for
most businesses
with employees
costs, lost income,
and legal fees
in historic or
disputed claims
Injury or illness claims
Covers compensation and medical costs if an employee is injured or becomes ill due to their work.
Legal
defence
Covers solicitor and court costs if a claim is made against you.
Historic
claims
Some illnesses or injuries arise years later—you're still covered.
In partnership with
Who needs this cover
Tradespeople and Contractors
Even if you hire subcontractors, you may still be legally liable. This cover protects your business if anyone working for you gets injured on the job.
FAQs
Insurance can feel overwhelming, so we've answered some of the questions we hear most often.
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